Effective Date: April 29, 2026
Overview
This Privacy Policy describes how information is collected, used, and handled when you use the Retirement Risk Score Calculator (this "Site"). By using this Site and submitting the lead capture form, you consent to the practices described in this Policy.
Information We Collect
When you complete the calculator and submit the contact form, we collect the following information:
- First and Last Name — to personalize your report and any follow-up communications.
- Email Address — to deliver your report and to facilitate contact by a licensed professional.
- Phone Number — so that a licensed insurance or financial professional may contact you to discuss your results.
- State of Residence — to help connect you with a licensed professional in your state.
- Age Range and Retirement Savings Range — to segment your results and provide relevant follow-up information.
- Calculator Answers — including your retirement timeline, stock exposure estimate, estimated income needs, estimated Social Security benefit, and retirement concerns. These are used to generate your risk score and personalize your report.
We do not collect Social Security numbers, account numbers, or any sensitive financial account credentials.
How Your Information Is Used
The information you provide is used for the following purposes:
- To generate and display your Retirement Risk Score.
- To share your contact information and calculator results with one or more licensed insurance and/or financial professionals who may reach out to discuss retirement income strategies that may be relevant to your situation.
- To send you educational content related to retirement planning, if applicable.
By submitting the form, you expressly acknowledge and consent to your information being shared with licensed professionals for the purposes described above.
Third-Party Form Processing — Formspree
This Site uses Formspree (formspree.io) to process form submissions. When you submit the contact form, your information is transmitted to and stored by Formspree in accordance with their own privacy policy and data practices. We encourage you to review Formspree's privacy policy at their website. By using this Site, you also consent to Formspree's processing of your submitted data.
How Your Information Is Shared
We may share the information you submit with:
- Licensed insurance professionals and/or licensed financial advisors who may contact you about retirement income products and strategies.
- Third-party service providers who help operate this Site (such as Formspree for form processing), solely as necessary to provide those services.
We do not sell your personal information to unrelated third parties for their own independent marketing purposes.
Data Retention
Your submitted information is retained for as long as necessary to fulfill the purposes described in this Policy, or as required by applicable law. You may contact us at any time to request deletion of your information.
Your Rights
Depending on your state of residence, you may have certain rights regarding your personal information, including the right to:
- Request access to the information we hold about you.
- Request correction of inaccurate information.
- Request deletion of your information, subject to certain exceptions.
- Opt out of certain sharing of your information.
To exercise any of these rights, please contact us using the information below.
Cookies and Tracking
This Site does not use cookies or third-party tracking technologies beyond what may be incidentally included through Formspree's processing of form submissions.
Children's Privacy
This Site is intended for adults considering retirement planning. We do not knowingly collect information from individuals under the age of 18.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be reflected by an updated effective date at the top of this page. Continued use of this Site after any changes constitutes your acceptance of the updated Policy.
Contact
If you have questions about this Privacy Policy or wish to exercise your rights regarding your personal information, please contact us at:
Determined Solutions Durham LLC
4823 Marborough Way
Durham, NC 27713
Email: seo@determinedsolutions.com